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Get the Long-Term Disability Insurance Benefits that you Deserve

South Carolina Disability Law Attorney

Some employers provide long-term disability benefits as part of their compensation packages. Some individuals may also purchase private disability policies. Persons covered by disability insurance plans may be entitled to monthly benefits if they meet their plans' definitions of disabled. However, there are strict rules regarding eligibility, and disability insurance companies deny many initial claims.

If your claim has been denied, do not give up hope. If your condition truly meets the definition of disability as stated in the terms of the policy, you may still be able to obtain the benefits you are entitled to - even if denied by the insurance company.

At Callahan Law Firm, P.C., we have one mission - to help people who are unable to work due to disability or illness get the disability benefits that they deserve. We have more than 10 years' experience in this area of law and the knowledge and skills needed to help you succeed.

Contact Callahan Law Firm, P.C. for a free initial telephone consultation.

Has Your Long-Term Disability Claim Been Denied?

Every disability insurance company has an appeal process. If your claim has been denied, Charleston long-term disability lawyer James D. Callahan can develop an appeal which documents your condition and inability to do the type of work you were doing when you became disabled. In some cases, we will also team with other attorneys (usually in Greenville, South Carolina) to work with us, to assure that you have the highest degree of experience and resources available.

In these appeals, case preparation is key. Mr. Callahan and your legal team understand what insurance companies look for in appeals and will work to build a strong and persuasive case for you. If important information was not included in your initial claim, James D. Callahan and the legal team he assembles will include it in your appeal - laying the essential groundwork for a civil lawsuit if that becomes necessary.

Our goal in your case will be to obtain an approved claim as quickly and efficiently as possible.

Pitfalls for the Unwary

Some people whose initial disability claims are denied try to appeal the denial themselves. In most cases, they end up repeating the mistakes they made in their initial claims. And by doing so they may prevent the possibility of later pursuing a successful civil lawsuit.

Long-term disability claims provided through employers are often subject to a complicated federal law called the Employee Retirement Income Security Act (ERISA). This can serve as a trap for those not familiar with its rules. At Callahan Law Firm, P.C., we can help ensure that you avoid these traps and pitfalls and help build your case for obtaining disability benefits.

Free Consultation — Call Us Today

Contact Callahan Law Firm, P.C. for a free initial telephone consultation about your claim.